How long does it take to receive social security survivor benefits?
My son's father died at the end of October. I opened his case immediately and went to an appointment November 14th. Just wondered how long it will take them to start payments. Will the payments begin from when I called or from the date of my initial appointment?
1. Once you are approved,it will probably take from 30-60 days to start getting benefits. The government isn't fast when they have to dole out the money. As far as I know,the benefits start from the day you applied.
2. The benefits date back to the date of the claim, which would be the date of his father' s death. The benefits are usually for full months only so that would mean that the benefit date would go back to November 1. It may take 60-90 for the benefit checks to start but the first check will have the retroactive benefits back to November 1. It is a good idea to start a separate bank account for you son's benefits and to have the benefits automatically deposited into the account by Social Security. The benefits are always deposited on the 3rd of the month and that way you don't have to worry about depositing or losing a paper check. The other benefit to having a separate account is that you will have to fill out a form every year to account for your son's benefit money and how much was spent and how much was saved. It is much easier to keep track of and to fill out the form if the money is in a separate account.
3. Survivor benefits are payable for the month of death. Since their father died in October the first check was due in November for October. Now they owe you for October and November. The first check can come on any day. After that the check pay date is based on the deceased person's day of birth. 1-10 - 2nd Wed, 11-20 - 3rd Wed. and 21-31 - 4th Wed of the month. The checks are paid a month in arrears.
There is no reason why they should not have been able to process the claim the same day you were there, if they had proof of death and the birth certificate for the child. Were you married to the father? Divorced mothers are also entitled to a check and are often missed. Hopefully you filed an application for yourself as well. If there are other survivors in other households, they usually hold the claim until they get applications for everyone. This can cause a delay. On the other hand, the claim could just be sitting on someones desk getting no attention.
The squeaky wheel gets the oil if you know what I mean. Give them a call. At Christmas time they should be more diligent.